Southwest Recovery Services (SWRS) is the trusted Austin debt collection agency helping Texas businesses recover overdue accounts quickly and ethically. Whether you serve commercial or individual clients, our experienced team increases your cash flow and protects your reputation.
We partner with small and mid-sized businesses in nearly every industry—health care, utilities, real estate, retail, and more. Working on a contingency basis means you pay nothing unless we successfully collect. Our custom strategies allow you to focus on growing your business while we recover what’s owed.
Protecting Receivables in Uncertain Times
Waiting too long to collect overdue payments can cost your business. In Texas, most debts have a four-year statute of limitations—after that, customers are no longer legally obligated to pay. Engaging a professional, third-party collection agency early increases your recovery rate and preserves your bottom line.
By working with our Austin debt recovery services team, you’ll recover more money with less effort. SWRS uses compliant, compassionate methods to protect your relationships while securing payment. Our comprehensive services include:
- Asset location and recovery
- First-party and third-party collections
- Early-Out Recovery Program
- Account evaluation and tailored recommendations
- Pre-legal and legal collection strategies
- Litigation support and follow-through
Proven Debt Recovery Process for Austin Businesses
Our streamlined approach has helped thousands of SMBs nationwide achieve their accounts receivable goals:
- Contact Verification: We respond quickly to evaluate your accounts and identify opportunities for recovery.
- Consultation & Communication: We listen to your challenges and outline a plan that fits your business needs.
- Root-Cause Analysis: We assess your existing collections process to highlight strengths and gaps.
- Custom Strategy Implementation: We execute a tailored, ethical plan—allowing you to focus on operations while we pursue payment.
Medical Bill Collection and Multi-Industry Expertise
The U.S. health care industry faces some of the nation’s highest unpaid balances, and SWRS has extensive experience recovering medical debt. But our reach goes far beyond health care—we also serve:
- Utilities and service providers
- Retail and e-commerce
- Real estate and property management
- Automotive and finance (credit cards, loans)
No matter your industry, we pursue debts persistently and, when appropriate, report to credit bureaus to increase repayment likelihood. Our B2B and B2C expertise ensures tailored strategies for every client.
Why Businesses Trust Southwest Recovery Services in Austin
SWRS stands out among Austin commercial debt collection agencies by combining ethical practices with proven results:
- Customized Solutions: Every business is unique. We craft targeted strategies that align with your industry and customer base.
- Industry Specialization: With 25+ years of nationwide experience, we understand the nuances of industries where debt is common—health care, real estate, and more.
- Compliance Expertise: We strictly follow FDCPA, Texas regulations, and local guidelines to minimize your legal risk.
- Contingency-Based Recovery: No recovery, no fee—our success depends entirely on yours.
Get Started With Austin’s Leading Debt Collection Agency
Recover outstanding balances without upfront fees—partner with Southwest Recovery Services, your local Austin debt collection experts. Request your free consultation today and protect your cash flow.