New Customer Inquiries
Customer Service
Make A Payment
Request a Quote
blue pattern page header

Your Houston, TX Debt Collection Agency

Southwest Recovery Services (SWRS) provides creative, ethical solutions to recover outstanding debts in Houston and beyond. Credit payments are essential for many SMBs, and unpaid accounts can strain your entire operation. Rather than exhausting valuable resources on collections in-house, trust experienced professionals to focus solely on recovering your debts.

Our debt recovery services cover Houston, the state of Texas, and nationwide businesses. With more than 25 years of experience, we prioritize maintaining client relationships while securing overdue payments.

Comprehensive Debt Recovery Services in Houston

No matter your industry or account complexity, SWRS offers contingency-based collections and personalized strategies for your business. Our team is available 24/7 to help you recover:

Contact Us Today!

How You Know You Should Hire a Collection Agency

Contact Us
New customers don’t respond to your first attempt to collect debt.

When there’s no payment history with the customer, the chances of them refusing to pay is much higher.

You’ve agreed on a payment plan, but the customer doesn’t follow through.

Customers who still don’t pay after you’ve both agreed on a payment plan are least likely to pay.

A customer completely denies responsibility for the debt.

In this case, your chance of recovering the debt is rare unless you hire a collection agency.

The customer makes (unfounded) complaints.

If the customer complains about your business, services, or products as an excuse not to pay, oftentimes these complaints are quite literally just an excuse not to pay.

The customer has a history of financial irresponsibility.

It is more likely you will need a debt collection agency to intervene with a person who has historically made unwise financial decisions.

How We Manage Ethical Debt Collection for Houston Businesses

Our proven process for debt recovery success is designed for efficiency and high recovery rates:

Start Collecting Today!

Benefits of Hiring a Professional Houston Bill Collector

Simply put: when you add up the cost and risk running collections operations in-house, it’s clear that outsourcing collections efforts saves money, time, and delivers superior results. Start Collecting Today!

Contact Us
We Have the Expertise and Knowledge

Debt collection is a specialized skill. To maximize results, you need a dedicated collections team that is focused, equipped, properly trained, and compliant with federal, state, and local collection laws.

We Can Leverage Specialized Tools and Partnerships

Southwest Recovery Services utilizes a number of tools for collecting, such as technology, partnerships with agencies and attorneys, and highly trained and professional bill collectors.

We Protect Your Reputation

We prioritize integrity and reputation among almost all else when collecting debt; any agency that uses shady methods to collect damages your reputation, costing you current—and future—customers.

We Ensure Your Compliance with Collection Laws

Southwest Recovery Services uses the latest techniques and abides by the Fair Debt Collection Practices Act when collecting debt.

We Work With You As a Partner, Not Just a Contractor

Whether you have a single invoice or thousands of past due invoices, we can help your company collect the money you are owed—fast.

Industry-Specific Debt Collection in Houston

Debt recovery challenges vary by sector, which is why SWRS serves a broad range of industries, including:

We’re ready to implement effective accounts receivable management strategies tailored to your business.

Why Make SWRS Your Houston Collection Agency?

Choosing SWRS for consumer and commercial debt collection in Houston offers key advantages:

Contact Us for Bill Collection Services Today

SWRS proudly supports Houston SMBs with reliable debt recovery strategies. Submit your overdue accounts today and let our decades of experience work for you.

white background with dots
debt recovery partners hand shake
group of co-workers project planning
HAVE A QUESTION?

Contact our Houston debt collection team today

Southwest Recovery Services helps Texas businesses recover overdue accounts quickly and ethically—with no upfront costs and 25+ years of proven success. Request your free consultation and start collecting what you’re owed.

Get In Touch