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San Antonio Debt Collection Agency

Do you spend valuable time chasing down consumers or vendors who owe your business money? Emails, letters, texts, and calls often go unanswered. A professional collection agency removes the friction and secures payment before the statute of limitations expires.

Southwest Recovery Services (SWRS) is a trusted San Antonio debt collection agency with over two decades of experience. We resolve overdue business debt quickly and ethically. Because we operate on a contingency basis, we only get paid when you do—aligning our incentives with yours.

Why Utilize Debt Recovery Services in San Antonio

Texas enforces a four-year statute of limitations on debt collection under the Texas Debt Collection Act. Waiting too long to collect puts your right to sue at risk and lowers recovery odds. With high personal debt levels in Texas, outsourcing to a professional collector ensures faster results and protects your revenue streams.

Our Bill Collection Services

As a full-service agency, SWRS protects your reputation while mitigating business risk. Core services include:

How We Operate

Our four-stage process ensures efficiency and professionalism:

  1. Verify Contact Information: We leverage professional databases and proven methods to confirm debtor details.
  2. Send Demand Letter & Make Contact: We use discreet, persistent communication via multiple channels to engage debtors respectfully.
  3. Determine the Reason for Debt: Understanding why payment stalled allows us to tailor effective solutions.
  4. Create a Collection Strategy: Based on insights, we develop a custom plan to secure payment quickly and compliantly.

Benefits of Partnering With SWRS

SWRS is nationally recognized and trusted by businesses of all sizes. We are known for:

Contact Us for Debt Collection Services Today

Whether you’re a small business or a large enterprise, SWRS provides reliable, ethical debt recovery solutions. Contact our San Antonio team to start recovering what’s owed—we get paid when you do.

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HAVE A QUESTION?

Contact our San Antonio debt collection team today

Southwest Recovery Services helps Texas businesses recover outstanding debts quickly and ethically—with no upfront costs and 25+ years of proven results. Request your free consultation and start collecting what you’re owed.

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