Addison Debt Collection Agency

Yes. We recover past-due invoices and outstanding commercial accounts for Addison businesses across industries. Once an account is placed, our team begins outreach quickly, working each file on a contingency basis so you owe no contingency fee if we do not collect.

Southwest Recovery Services operates on a contingency-fee model, you pay nothing unless we collect. Our fee is a percentage of what we recover, so there is no upfront cost and no monthly retainer.

We can begin the intake process within 24 hours of receiving your account file. Our Experian data enrichment runs on day one, so accounts are scored and prioritized before any outreach begins.

Yes. Southwest Recovery Services complies with the bond and registration requirements under the Texas Finance Code and operates in full compliance with applicable Texas collection law and the federal Fair Debt Collection Practices Act (FDCPA).

We collect commercial B2B debt, healthcare receivables, property management debt, utility balances, and consumer accounts. Our Addison office serves businesses across every major industry vertical.

First-party collections occur early in the delinquency cycle, often under your company’s name, to preserve the customer relationship. Third-party collections (what most agencies do) begin after the account is charged off. We offer both models.

Intake starts immediately: we review and score your accounts, verify debtor information, and prioritize the portfolio so the most workable files get attention first. Structured outreach follows, conducted professionally and within the rules that govern collections, with updates to you as accounts progress. If an account warrants escalation, we present the options before anything moves. Your role after placement is mostly to stay informed; the chasing becomes our job, not yours.