
Southwest Recovery Services (SWRS) is a trusted Denver debt collection agency serving Colorado businesses and contractors for over 25 years. We help companies of every size—from small service providers to large corporations—recover unpaid balances quickly and professionally.
Our team handles everything from retail and medical bills to utility payments and contractor invoices. Whether it’s one overdue account or hundreds, SWRS has the tools and experience to secure payment fast—while protecting your customer relationships.
Benefits of a Contingency-Based Collection Agency
We operate on a no-recovery, no-fee basis—our success depends on yours. This motivates our agents to use every compliant strategy available, including:
- Professional phone and written communication
- Negotiation techniques that maintain goodwill
- Skip tracing and asset location
- Credit bureau reporting
- Legal action and litigation support
No upfront fees and flexible settlement options mean you stay in control. Partnering with SWRS ensures steady cash flow and faster receivables without financial risk.
Why Work with a Professional Debt Collection Agency
Debt recovery requires expertise in complex laws such as the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act, HIPAA regulations, bankruptcy laws, and American Collectors Association guidelines. Our Denver team is fully trained to comply with federal, Colorado state, and local regulations—protecting your business from legal exposure.
Time matters: after 90–120 days, the likelihood of collecting past-due accounts drops significantly. Our experienced agents act quickly and respectfully to recover balances while preserving your reputation.
Debt Recovery Services in Denver, Colorado
Mortgage loans, medical debt, and student loans are major sources of debt in the Denver area. Don’t let overdue accounts impact your bottom line—SWRS offers comprehensive accounts receivable management and debt recovery services to restore revenue and stabilize cash flow. Call our Denver team today for a free consultation and recover what’s rightfully yours.

