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Providing Creative Solutions to Common Problems
Providing Creative Solutions to Common Problems
Lewisville, Texas, sits at the heart of the Dallas-Fort Worth metroplex, home to over 130,000 residents and a thriving business community. From manufacturing and logistics to healthcare and retail, local companies regularly extend credit to other businesses, often resulting in late payments.
When invoices go unpaid for 60, 90, or 120+ days, internal collection efforts drain resources. Professional collection agencies step in to handle this burden, bringing specialized expertise and proven processes that most internal teams simply lack.
Commercial debt needs to be handled differently from consumer collections. Today’s delinquent account might become next year’s best customer once their cash flow stabilizes. This is why successful B2B collection agencies emphasize diplomatic communication and relationship preservation alongside fund recovery.
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Southwest Recovery Services: Get Your Money Back 20+ Years Experience | Texas-Based | Contingency Only – You Pay When We Collect
Built for Commercial Collections:
The Southwest Recovery Difference: ✓ Contingency only – no upfront costs ✓ Veteran collectors with respectful omnichannel outreach ✓ Priority sectors: trucking, logistics, contractors, oil & gas ✓ Clear reporting on account status and outcomes Trust & Results You Need: Nationally recognized ethical collections agency with 12 offices across six states. Compliance-first approach with no threats or guarantees. |
Understanding Collection Agency Costs in Lewisville
The good news for Lewisville businesses is that most reputable collection agencies operate on a contingency basis. This means you pay nothing up front and only pay when the agency successfully recovers your money. Contingency fees for commercial debt typically range from 10% to 25% of the amount collected, depending on several factors:
Some agencies charge flat fees for specific services like skip tracing or small claims filing. However, for most commercial collections, contingency arrangements align the agency’s incentives with yours.
Chasing unpaid invoices internally often costs businesses more in staff time than outsourcing to a professional agency. When you factor in the opportunity cost of distracted employees and the expertise gap, contingency-based collection services frequently deliver stronger returns.
We have spent over 20 years helping businesses across Texas recover unpaid B2B invoices, and our presence in the Dallas-Fort Worth metroplex means we understand the Lewisville market inside and out. Our contingency-only model means you pay nothing unless we collect. We specialize in priority sectors, including trucking, logistics, contractors, oil and gas, and wholesale distribution, giving us deep expertise in the industries that drive the local economy.
What sets us apart is our commitment to preserving your business relationships during the recovery process. Our veteran collectors use respectful omnichannel outreach across phone, email, text, and mail, all tracked through AI-guided software that monitors every promise-to-pay. With our founder’s daily involvement in accounts, we offer a level of accountability and attention you simply will not find at many firms. Our 12 offices across seven states give us nationwide reach while maintaining the personalized service Lewisville businesses deserve.
Miller, Ross & Goldman has served the DFW area for over 30 years and offers 100% contingency-based pricing for B2B debts. The Kaplan Group brings over 30 years of experience specializing in large commercial claims with contingency rates ranging from 10% to 25%.
Clients consistently highlight our commitment to transparent pricing and responsive account management. We maintain solid ratings, with reviewers praising individual team members for being “persistent and professional” and for going above and beyond to verify disputed accounts.
Miller, Ross & Goldman receives strong praise from clients, with testimonials describing the firm as one that truly delivers what it promises. Clients praise The Kaplan Group for their speed, communication, and personalized approach.
| Company | Experience | Pricing Model | Key Strength | Review Highlights |
|---|---|---|---|---|
| Southwest Recovery Services | 20+ years | Contingency only | Al-guided tracking, daily founder involvement | Praised for transparent pricing, professional staff, and resolving disputed accounts fairly |
| Miller, Ross & Goldman | 30+ years | Contingency | High reported success rate, construction lien expertise | Clients say they “truly deliver what they promise” and handle cases professionally |
| The Kaplan Group | 30+ years | Contingency | Large claim specialists ($20K–$1M), in-house attorney | Known for speed, communication, and a personalized approach; no reported complaints |
Selecting a collection partner requires due diligence. Start by requesting references from businesses similar to yours in size and industry. Ask pointed questions about their approach:
Request a sample contract and review it carefully. Pay attention to fee structures, termination clauses, and what happens if an account requires legal escalation. Avoid agencies that promise specific recovery rates or guarantee results. Legitimate collectors know that every account is different, and outcomes depend on numerous variables beyond anyone’s control.
Taking time to organize your documentation before placing accounts with a collection agency significantly improves recovery outcomes. Agencies work more efficiently with complete, accurate information, and gaps in documentation can delay recovery or reduce your chances of collecting.
Before contacting an agency, compile the following for each account:
Accurate contact information is critical for successful collections. Before placing accounts, confirm the debtor’s legal business name, current address, phone numbers, and email addresses. Identify key contacts responsible for accounts payable and include any credit application data you collected when establishing the account.
Collection agencies need to understand what you have already tried. Create a timeline of your collection attempts, note any reasons the debtor gave for non-payment, and record any payment arrangements you offered. If the debtor raised quality or service issues, document how you addressed them.
Industry best practice suggests placing accounts when they reach 90 days past due. At this point, internal efforts have typically run their course, and professional intervention offers the best chance of recovery. Consider earlier placement if the debtor stops responding, repeatedly breaks payment promises, or shows signs of financial distress. In Texas, the statute of limitations for commercial debt is 4 years—but waiting that long dramatically reduces recovery rates.
At Southwest Recovery Services, we bring over 20 years of specialized B2B collection expertise to Lewisville businesses. With 12 offices across seven states, we combine nationwide reach with the personalized attention that local businesses deserve.
Our contingency-only pricing model eliminates financial risk. You pay nothing unless we collect, which means our success depends entirely on recovering your money. We also have deep experience in priority sectors, including trucking and logistics, contractors, oil and gas, and wholesale distribution. Our collectors understand the unique challenges these industries face and tailor their approach accordingly.
We use AI-guided tracking systems to monitor every promise-to-pay across all communication channels, with daily founder involvement ensuring accountability. Our compliance-first approach means no threats, no harassment, and no tactics that could damage your reputation with customers who may return once their situation improves.
For Lewisville businesses seeking professional commercial debt recovery, we offer the experience, technology, and ethical standards that drive results.
Frequently Asked Questions
Most agencies charge contingency fees between 10% and 25% for commercial debts, meaning you would pay $500 to $1,250 on a successful $5,000 recovery. The exact percentage depends on the debt’s age, complexity, and your overall account volume. You typically pay nothing if the agency fails to collect.
Yes. The Texas Secretary of State requires all third-party debt collectors operating in the state to file a $10,000 surety bond. Before engaging any agency, verify their bond registration through the Secretary of State’s Debt Collector Search database to ensure legitimacy and compliance.
Unlike consumer debt, commercial (B2B) debt is not covered by the federal FDCPA. However, commercial collectors must follow state debt collection laws, the Uniform Commercial Code, and professional industry standards. Reputable agencies voluntarily adopt FDCPA-inspired ethical practices because they produce better outcomes.
Most experts recommend engaging a collection agency when invoices reach 90 days past due. Recovery rates decline significantly as debts age, so earlier action generally yields better results. However, the right timing depends on your industry, relationship with the debtor, and internal resources.
At Southwest Recovery Services, we offer Lewisville businesses a proven combination of experience and ethics built over 20+ years in B2B collections. Our contingency-only pricing means you pay nothing unless we collect, and our specialized expertise in trucking, logistics, contractors, oil and gas, and wholesale distribution gives us deep knowledge of the industries driving the local economy. With 12 offices across seven states, we deliver nationwide reach with local responsiveness.
*Note: Recovery rates mentioned are for general reference only and not guaranteed. Actual results vary by account and industry. Contact Southwest Recovery Services for a customized quote.
We make it fast and easy to refer past due and delinquent accounts to our professional recovery agents. You decide the range on what you will accept on each case, and you ONLY pay a percentage of what we actually collect to resolve the case. Ready to get started, or want to learn more? Fill out this form and a dedicate account manager will call you to get started.
