Skip to content

Debt Protestors: Who They Are, and What They Do

As a business owner, you’re always looking for ways to get paid. But what do you do when your customers start using sovereign citizen tactics to avoid paying you?

Debt protestors, such as sovereign citizens, also known as “Freemen on the Land,” are people who believe that they don’t have to follow the laws of the government. They often use creative (and sometimes illegal) ways to avoid paying debts.

Here are 5 tactics that debt protestors will use to avoid paying you and what you can do about it:

1. Refusing to Accept Mail from You

One tactic that debt protestors will use is refusing to accept mail from you. They may claim that they’re not required to accept mail that’s not sent by certified mail or that’s not addressed to them specifically.

If a sovereign citizen refuses to accept mail from you, there’s not much you can do. However, you can try sending the same letter again via certified mail or hand-delivering it. If the sovereign citizen still refuses to accept it, you can send a notice via certified mail informing them that they’ve been served and that they need to respond within a certain number of days.

2. Refusing to Pay Taxes

Sovereign citizens may also refuse to pay taxes, claiming that they don’t have to because they’re not part of the government. Of course, this is completely false and if you’re owed money by a sovereign citizen who refuses to pay taxes, you can file a lien against their property. 

3. Claiming That They Don’t Have a Social Security Number

Another tactic that some debt protestors will use is claiming that they don’t have a social security number. They may say that the government doesn’t have the right to issue them a social security number or that they’re not required to have one. 

However, if you ask for their social security number and they refuse to give it to you, you can report them to the credit bureau. This will likely result in their credit score being lowered, which may make it more difficult for them to get loans in the future. 

4. Filing Frivolous Lawsuits 

Some debt protestors may try to avoid paying their debts by filing frivolous lawsuits against businesses or individuals who are trying to collect money from them. These lawsuits are usually without merit and are meant only to delay or prevent payment.

If you’re being sued by a sovereign citizen, be sure to consult with an attorney as soon as possible so that you can determine whether or not the lawsuit has any merit. In most cases, these lawsuits can be quickly dismissed by the court. Nevertheless, they can create a situation where you’re expending resources on fighting these frivolous claims. 

5 . Making Threats 

Finally, some debt protestors may resort to making threats against businesses or individuals who are trying to collect money from them. These threats may be verbal or written, and they may be made in person or online.

In some cases, debt protestors have even resorted to violence .  If you receive threats from a sovereign citizen, be sure to contact local law enforcement immediately. Don’t try to handle the situation by yourself. They are not worth inviting legal trouble to your doorstep. 

Most debt protestors are merely looking for a reaction that they can exploit. If you don’t give it to them, they will scale back those efforts and become more pliable to the legal process. 

Sovereign Citizens Can Be Headaches But Do Not Let Them Rattle You

Dealing with sovereign citizens or debt protestors can be difficult but not impossible. If you find yourself owed money by one, it’s important to know that you’re not alone. Many businesses and individuals have trouble collecting payments from these individuals every day. While it can be difficult, there are ways that you can fight back against these tactics . By staying informed and working with professionals when necessary, you can increase your chances of collecting the money you’re owed.

And if you need any extra help collecting payments from difficult people or businesses, then turn to a company whose systems and resources are designed and proven to get you paid fast. Southwest Recovery Services has helped clients get the payments they are owed for many years in some of the most difficult scenarios, and we’re ready to step up for your business. Contact us today to learn more! 

Have A Question?

Get In Touch

Southwest Recovery Services is a national collection agency with offices in Texas, Oklahoma, Missouri, Ohio, Florida and Georgia.

Payment Processing

  • Online Payment Terms and Conditions

    Welcome to the Southwest Recovery Services LLC payment processing site. Please read and agree to the following online payment terms and conditions, website Terms of Service, and Refund Policy prior to agreeing and completing your online payment.

    *** NOTICE ***

    This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. If you have any questions or would like to talk to a live Collections Specialist, please call us at (866) 558-3328 during standard business hours: Monday thru Friday 8am-6pm CST. You can also mail your payment directly to Southwest Recovery Services LLC, 16200 Addison Road Suite 260, AddisonTX 75001.

    Credit Card Transaction

    By submitting payment information through this Service you agree to the terms and conditions of this Agreement and any documents incorporated by reference. You further agree that this User Agreement forms a legally binding contract between you and Southwest Recovery Services Inc. and that this Agreement constitutes "a writing signed by You" under any applicable law or regulation. Any rights not expressly granted herein are reserved by Southwest Recovery Services Inc.. By clicking on the "I Agree" button and by clicking on the “click here to pay by credit card” button, you are accepting these terms and the stated fees for using this service.

    IMPORTANT:  Please make sure that you have correctly inputted your account number and creditor’s name in the payment form. This information can be found on your bill. For assistance, please contact us at (866) 558-3328. 

    This site provides a secure payment portal for making online payments. Please ensure that you are paying the correct party and that you have a valid account number received from us.

    If you do not know your account number, please do not make a payment through this web site at this time. Instead, please Contact Us to obtain your account number before returning to make the payment. Without the account number we cannot credit your account with the payment you make on this site, which would result in a significant delay in processing of your payment.

    • This is a web site of a collection agency.
    • This is an attempt to collect a debt.
    • Any information obtained will be used for that purpose.

    Question? Contact Us:

Make A Payment