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Oklahoma City Debt Collection Agency

We are an Oklahoma City collection agency that helps businesses collect the money they are owed. Our collections services include medical collectionsutility collectionsretail collectionsapartment collections and more.

Oklahoma city is the most populous city in Oklahoma, and according to land mass, the third largest in the nation. In addition to being named the least-costly city in 2012, it ranked the highest in job creation, economic security, and lowest in unemployment rate. Oklahoma city is home to two Fortune 500 companies, and continues to rise in information technology and health services.

Oklahoma has a minimum standard for documenting delinquent accounts. Oklahoma courts require original creditors, along with recovery agents, to provide either an agreement establishing the terms of the account, or prove that the debtor was previously in business with the owner and either expressed or implied the intention to repay them.

Tip: Require a personal guarantee from a potential new customer who is requesting credit. Adding the personal guarantee to your standard credit application is a way to get new customers to sign it. For existing customers, one way to get a personal guarantee signature is to require it if they ask for an increase in credit. The likelihood of getting a personal guarantee goes down once a customer has gone delinquent, so the best time to request it is early in the business relationship.

Who Should Hire A Collection Agency?

Whether you have a single invoice or thousands of past due invoices we can help your company collect the money you are owed fast.

Best of all, as a contingency collections agency, you don’t pay a dime unless we collect money on your behalf. You decide up front how much you are willing to accept to settle an account, and you only pay a percentage of what we are able to collect.

Southwest Recovery has over 25 years of experience collecting debt in Oklahoma. Our Oklahoma recovery agents specialize in all debt collection, including medical, utility, retail, and apartment collections. Each of our Oklahoma recovery agents are trained and tested to collect debt as swiftly as possible, while preserving your dignity and public image.

Benefits Of Our Oklahoma Debt Collection Agency

Debt collection is a specialized skill. To maximize results you need a dedicated collections team that is focused, equipped and properly trained. Your collection team’s policies and practices must also be compliant with federal, state and local collection laws. Each of our recovery agents are in compliance with all necessary training, which include:

Another important reason to hire a collection agency when collecting debt is time-sensitivity. The more time that goes by, the lesser the chance you have of getting the money you are owed. Based on our experience, most businesses use a collection agency after about 90 to 120 days of a past-due account. After 120 days, you’re much less likely to ever recover the debt.

Getting Started With Southwest Recovery Services

To boost your chances of recovering the money owed, we’ll need as much information about the debtors as possible, such as:

  1. Names, addresses, and telephone numbers (including cell and email address)
  2. Names of any spouses, friends, relatives, and neighbors
  3. Information on the debtor’s response to your efforts to collect—if any
  4. Details about the original transaction
  5. Any paperwork related to the transaction (contracts, applications, etc.)
  6. Nicknames, maiden names, aliases, etc.

Simply put, when you add up the cost and risk of collecting debt yourself, it’s clear hiring professional recovery agents saves money, time and delivers superior results. While it’s possible to attempt collecting debt yourself, after a certain point, hiring a professional is the smartest and most effective choice. With our 25 years of collecting debt on your side, you can rest easy knowing that you’re in good hands and on the right path to collecting your debt.

Oklahoma City Custom Debt Collection Solutions

At Southwest Recovery Services, we understand every industry has different relationships and legal requirements when it comes to collecting on past-due invoices and judgments. We never take a “one-size-fits-all” approach to debt collection. Instead, we follow detailed, industry-specific protocols that improve collection outcomes, help restore relationships, and mitigate legal risk. To settle a medical, utility, retail, or apartment debt in Oklahoma City, call us today to get started.

When it comes to debt collection, each state has its own statute of limitations for civil matters. Below are Oklahoma’s statute of limitations for consumer-related issues:

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 Southwest Recovery Services is a national collection agency with offices in Texas, Oklahoma, Missouri, Ohio, Florida and Georgia. Our Oklahoma City office is located on the southwest corner of Park Avenue and N Broadway Avenue.

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