In Texas, credit or debt collection regulations are relatively consumer friendly. The course of collection which is pursued by credit collection agencies is controlled by the presiding rules and regulation in the state that are largely federal. Even the rates and charges charged through credit card and other financial agencies are regulated by these acts. Even the properties and wages of creditors are secured by these State Laws from being garnished and liens by debt collectors, respectively. Fair Debt Collection Practices Acts is one of the most vital debt collection acts or laws in Texas.Read More »Texas Fair Debt Collection Practices Act Overview