1. The Best Value in the Industry. No matter the age or the amount of the balance you are trying to collect, the entire fee is always less than twenty dollars, decreasing to less than six dollars. There is no set up fees or "hidden percentage" charged after collection.
   
   
2. A Recovery Rate That Is Over Twice the National Collection Agency Average. SWR's unique flat-rate system enables you to recover up to twice as much money as compared with contingency based services...because our fee is the same regardless of the balance of your claim, or how old the claim is. SWR works each and every account you place equally even those smaller or older claims. The fixed-fee structure permits users to turn over accounts at a significantly earlier aging period which will substantially increases the response you get.
   
   
3. Direct Pay - Gross Remit To You. All recovered money is sent directly from the delinquent customer to you, not to your collection agency. SWR does not touch the money that is remitted therefore this does not interfere with your cash flow.
   
   
4. Is It Easy To Use? Absolutely! You supply only the debtor's name, address and balances due, in lists, on computer tape, or on-line through our web site - no cumbersome copies or backups are required. Our completely automated system provides you with monthly progress reports on all active accounts. Accounts are easily reviewed and updated through our website.
   
   
5. Are Delinquents Reported To Credit Bureaus? If you wish, SWR will report persistent debtors to Experian, Transunion, and Equifax credit bureaus. The debtors will be given ample warning. There is no fee charged for this important service.

Our Direct Mail Solution is a two-step accounts receivable management program that is effective and economical.

• In its first phase, YOU PAY NO COMMISSION and YOU KEEP 100% of the money recovered.
  
  
• If necessary, the second phase provides intensive collection services with trained, professional collection specialist for the accounts that don't respond to phase one.
  
  
• This program has been designed to help you:
  
  
• Maintain control of your accounts receivable.
  
  
• Recover your past due accounts, consumer or commercial
  
  
• Reduce your administrative costs.
  
  
• Increase your cash flow quickly with real results that can be measured.
  
  
• Deal with your problem accounts ethically, diplomatically and most importantly professionally .
  
  
• Encourage debtors to make regular payments.
  
  
• Keep the lines of communication open between you and your customer.
  
  
• List persistent debtors with all three national credit reporting bureaus.